:root{--navy:#0b263f;--teal:#078f80;--teal-dark:#066f65;--mint:#e8f7f3;--paper:#f5f8f7;--ivory:#fbfaf6;--white:#fff;--border:#d8e4e2;--muted:#607685;--success:#16784b;--warning:#99620b;--danger:#b42318;--coral:#f27a60;--shadow:0 18px 50px rgba(11,38,63,.10);font-family:Inter,"Noto Sans","Noto Sans SC",system-ui,sans-serif;color:var(--navy);background:var(--paper)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper)}button,input,select,textarea{font:inherit}button,a,select{cursor:pointer}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #63d6c8;outline-offset:3px}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}.mock-ribbon{position:fixed;right:22px;bottom:18px;z-index:1000;padding:8px 12px;border-radius:999px;background:#fff4d8;color:#815512;font-size:12px;font-weight:800;box-shadow:var(--shadow)}.wrap{width:min(1200px,calc(100% - 48px));margin-inline:auto}.topbar{height:80px;padding:0 max(24px,calc((100vw - 1200px)/2));display:flex;align-items:center;gap:40px;background:rgba(255,255,255,.94);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:50;backdrop-filter:blur(14px)}.brand{font-size:27px;font-weight:900;text-decoration:none;color:var(--navy);letter-spacing:-1.2px}.brand span{color:var(--teal)}.brand.inverse{color:#fff}.desktop-nav{display:flex;gap:28px;margin-right:auto}.desktop-nav a{color:#405d6e;text-decoration:none;font-weight:650}.header-actions{display:flex;align-items:center;gap:10px}.language select,.header-actions select{height:46px;border:1px solid var(--border);border-radius:12px;background:#fff;padding:0 12px;color:var(--navy)}.btn{min-height:46px;border-radius:13px;border:1px solid transparent;padding:0 19px;font-weight:800;color:var(--navy);background:#fff}.btn.primary{background:var(--teal);color:#fff}.btn.primary:hover{background:var(--teal-dark)}.btn.secondary{border-color:#adc9c5;background:#fff;color:var(--teal-dark)}.btn.ghost{background:transparent;border-color:transparent}.btn.large{min-height:56px;padding-inline:28px}.btn.full{width:100%;min-height:54px}.view{display:none}.view.active{display:block}.eyebrow{display:block;color:var(--teal);font-size:12px;font-weight:900;letter-spacing:1.6px}.hero{min-height:650px;display:grid;grid-template-columns:1.02fr .98fr;align-items:center;gap:20px;padding-block:65px}.hero-copy h1{font-size:clamp(42px,5vw,64px);line-height:1.02;letter-spacing:-3px;margin:15px 0 22px;max-width:700px}.hero-copy>p{font-size:19px;line-height:1.65;color:var(--muted);max-width:620px}.hero-actions{display:flex;gap:12px;margin:30px 0}.trust-row{display:flex;flex-wrap:wrap;gap:18px;color:#3f5f6a;font-size:14px;font-weight:700}.hero-art{width:100%;max-height:580px;object-fit:cover;object-position:68% center;border-radius:32px}.account-path{margin-bottom:70px;padding:28px 32px;border:1px solid #bfe0db;border-radius:20px;background:var(--mint);display:grid;grid-template-columns:.8fr 1.5fr;align-items:center;gap:35px}.account-path h2{margin:7px 0 0;font-size:26px}.account-path ol{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.account-path li{display:flex;gap:12px;align-items:center}.account-path li>b{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:#fff;color:var(--teal)}.account-path li span{display:grid}.account-path small{color:var(--muted);margin-top:3px}.section{padding-block:80px}.section h2{font-size:38px;letter-spacing:-1.4px;margin:9px 0 34px}.section.soft{background:#edf5f3}.feature-grid,.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.feature-grid article,.steps article{background:#fff;border:1px solid var(--border);border-radius:18px;padding:28px}.feature-grid h3,.steps h3{margin:15px 0 7px}.feature-grid p,.steps p{margin:0;color:var(--muted);line-height:1.55}.icon{width:54px;height:54px;border-radius:16px;background:var(--mint);display:grid;place-items:center;color:var(--teal-dark);font-weight:900}.steps{grid-template-columns:repeat(4,1fr)}.steps article>b{font-size:32px;color:#8fd2c8}.safety{margin-block:70px;padding:34px;border-radius:22px;background:var(--navy);color:#fff;display:grid;grid-template-columns:auto 1fr .8fr;gap:22px;align-items:center}.safety .shield{font-size:42px;color:#79d6c8}.safety h2{margin:6px 0}.safety>p{color:#bed0db}.auth-view{min-height:calc(100vh - 80px);background:linear-gradient(120deg,#edf8f5,#fbfaf6)}.auth-shell{display:grid;grid-template-columns:.95fr 1.05fr;gap:64px;align-items:center;padding-block:55px}.auth-art img{width:100%;max-height:470px;object-fit:contain;mix-blend-mode:multiply}.auth-art h1{font-size:45px;letter-spacing:-2px;margin:10px 0}.auth-art p{font-size:18px;color:var(--muted);line-height:1.6}.card{background:#fff;border:1px solid var(--border);border-radius:22px;box-shadow:var(--shadow)}.auth-card{max-width:590px;padding:40px;margin-left:auto}.auth-card h2{font-size:34px;margin:8px 0}.lead{font-size:17px;color:var(--muted);line-height:1.5}.form-stack{display:grid;gap:19px;margin-top:28px}.form-stack.hidden{display:none}.form-stack label,.repay-card>label,.form-grid label{display:grid;gap:8px;font-size:14px;font-weight:800}.form-stack input,.form-stack select,.form-grid input,.repay-card select{width:100%;height:54px;border:1px solid #bdd0ce;border-radius:12px;padding:0 15px;background:#fff;color:var(--navy);font-size:16px}.phone-field,.password-field{height:54px;display:flex;border:1px solid #bdd0ce;border-radius:12px;overflow:hidden;background:#fff}.phone-field b{padding:16px;border-right:1px solid var(--border)}.phone-field input,.password-field input{border:0;height:52px}.password-field button{border:0;background:transparent;color:var(--teal);font-weight:800;padding:0 15px}.form-stack fieldset{border:1px solid var(--border);border-radius:16px;padding:17px}.form-stack legend{font-weight:800}.captcha{display:grid;grid-template-columns:1fr auto;gap:10px;margin-bottom:15px}.captcha-placeholder{min-height:76px;border-radius:12px;background:repeating-linear-gradient(-25deg,#e7f5f2,#e7f5f2 8px,#d9ebe8 8px,#d9ebe8 16px);display:grid;place-items:center;font:900 28px monospace;letter-spacing:9px}.check{display:flex!important;grid-template-columns:auto 1fr!important;align-items:flex-start!important;gap:10px!important;font-weight:600!important;line-height:1.45}.check input{width:19px!important;height:19px!important;margin:1px 0}.between{display:flex;justify-content:space-between;gap:16px;align-items:center}.between a,.text-button,.auth-foot button{color:var(--teal-dark);font-weight:800}.text-button{border:0;background:none;padding:5px}.auth-foot{text-align:center;border-top:1px solid var(--border);margin-top:26px;padding-top:22px;color:var(--muted)}.quiet{margin-top:24px;text-align:center;color:var(--muted);font-size:13px}.notice{border-radius:12px;padding:14px}.notice.info,.info-callout{background:var(--mint);color:#295c57}.stage-row{display:flex;gap:8px;margin-bottom:30px}.stage-row span{flex:1;border-top:3px solid var(--border);padding-top:8px;font-size:12px;color:var(--muted)}.stage-row span.current{border-color:var(--teal);color:var(--teal);font-weight:900}.in-portal>.topbar{display:none}.portal-shell{min-height:100vh;display:grid;grid-template-columns:260px 1fr}.sidebar{background:var(--navy);padding:30px 20px;color:#fff;display:flex;flex-direction:column;position:sticky;top:0;height:100vh}.sidebar nav{display:grid;gap:7px;margin-top:55px}.sidebar nav button,.logout{min-height:50px;border:0;border-radius:12px;background:transparent;color:#c4d4dd;text-align:left;padding:0 15px;font-weight:700}.sidebar nav button.active,.sidebar nav button:hover{background:#153e59;color:#fff}.logout{margin-top:auto}.portal-main{min-width:0}.portal-top{height:76px;padding:0 32px;background:#fff;border-bottom:1px solid var(--border);display:flex;justify-content:space-between;align-items:center}.menu,.mobile-brand{display:none}.avatar{width:42px;height:42px;border-radius:50%;border:0;background:var(--mint);color:var(--teal-dark);font-weight:900}.portal-panel{display:none;padding:42px;max-width:1440px}.portal-panel.active{display:block}.page-head{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:30px}.page-head h1{font-size:38px;margin:8px 0}.page-head p{color:var(--muted);margin:0}.action-card{display:grid;grid-template-columns:auto 1fr auto;gap:20px;align-items:center;background:var(--navy);color:#fff;border-radius:20px;padding:24px 28px}.action-card>span{width:45px;height:45px;border-radius:50%;display:grid;place-items:center;background:#fff1d5;color:#835608;font-weight:900}.action-card h2{margin:4px 0}.action-card p{margin:0;color:#bfd0da}.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin:22px 0}.kpis article{display:grid;gap:8px;padding:22px;background:#fff;border:1px solid var(--border);border-radius:17px}.kpis small{color:var(--muted)}.kpis strong{font-size:24px}.success{color:var(--success)!important}.portal-grid{display:grid;grid-template-columns:1.5fr .7fr;gap:20px}.panel,.loan-card{background:#fff;border:1px solid var(--border);border-radius:18px;padding:24px}.panel-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}.panel-head h2{margin:4px 0}.application-row{display:flex;align-items:center;gap:15px;border-top:1px solid var(--border);padding-top:18px}.application-row>div{display:grid;gap:4px;flex:1}.application-row small{color:var(--muted)}.package-badge{width:46px;height:46px;border-radius:13px;display:grid;place-items:center;background:var(--mint);color:var(--teal-dark);font-weight:900}.status{display:inline-flex;width:max-content;align-items:center;padding:7px 10px;border-radius:999px;font-size:12px;font-weight:900}.status.warning{background:#fff3d6;color:var(--warning)}.status.success{background:#e7f7ee}.security-card{padding:25px;border-radius:18px;background:var(--mint)}.security-card .shield{font-size:40px;color:var(--teal)}.security-card h2{font-size:21px}.security-card p{color:#496d75;line-height:1.5}.security-card a{color:var(--teal-dark);font-weight:800}.application-detail>div:first-child{display:flex;align-items:center;gap:14px}.application-detail>div:first-child>div{flex:1}.application-detail h2{margin:0}.application-detail dl,.profile-list,.offer-card dl{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:24px}.application-detail dl>div,.profile-list>div,.offer-card dl>div{padding:16px;border-radius:12px;background:var(--paper)}dt{font-size:13px;color:var(--muted)}dd{margin:6px 0 0;font-weight:900}.loan-card{display:grid;grid-template-columns:1fr 1fr auto;gap:30px;align-items:center}.loan-card h2{font-size:36px;margin:12px 0 4px}.loan-progress>span{display:block;height:10px;border-radius:99px;background:#e3edeb;overflow:hidden}.loan-progress b{display:block;height:100%;background:var(--teal)}.loan-progress small{display:block;margin-top:9px;color:var(--muted)}.application-dialog{width:min(1180px,calc(100vw - 40px));height:min(850px,calc(100vh - 40px));padding:0;border:0;border-radius:22px;box-shadow:0 30px 90px rgba(11,38,63,.3);overflow:hidden}.application-dialog::backdrop{background:rgba(7,24,39,.7);backdrop-filter:blur(5px)}.application-dialog>header{height:82px;padding:0 28px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--border)}.application-dialog h2{margin:4px 0}.close-dialog{width:44px;height:44px;border:0;border-radius:50%;font-size:28px;background:var(--paper)}.app-progress{height:58px;padding:0 28px;display:grid;grid-template-columns:repeat(4,1fr);align-items:center;background:#f9fbfa;border-bottom:1px solid var(--border)}.app-progress span{position:relative;color:#82959e;font-size:13px;font-weight:800}.app-progress span:after{content:"";height:3px;position:absolute;left:0;right:15px;bottom:-19px;background:transparent}.app-progress span.active{color:var(--teal)}.app-progress span.active:after{background:var(--teal)}.application-body{height:calc(100% - 140px);overflow:auto;padding:38px}.app-step{display:none;max-width:960px;margin:auto}.app-step.active{display:block}.step-copy{text-align:center;margin-bottom:26px}.step-copy h2{font-size:33px;margin:8px 0}.step-copy p{color:var(--muted)}.packages{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.packages>button{border:1px solid var(--border);border-radius:18px;background:#fff;text-align:left;padding:24px;color:var(--navy);transition:.2s}.packages>button:hover{transform:translateY(-4px);border-color:var(--teal);box-shadow:var(--shadow)}.packages .tier{font-size:12px;color:var(--teal);font-weight:900;letter-spacing:1px}.packages strong{display:block;font-size:22px;margin:14px 0}.packages dl{margin:0}.packages dl>div{display:flex;justify-content:space-between;border-top:1px solid var(--border);padding:11px 0}.consents{display:grid;gap:8px;margin:22px 0;color:#516e79}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px;max-width:760px;margin:auto}.form-grid .wide{grid-column:1/-1}.form-grid small{color:var(--muted)}.info-callout{max-width:760px;margin:20px auto;padding:14px;border-radius:12px}.step-actions{max-width:760px;margin:28px auto 0;display:flex;justify-content:space-between}.identity-layout{display:grid;grid-template-columns:1.35fr .65fr;gap:28px}.identity-layout .step-copy{text-align:left}.capture-tracker{display:flex;gap:8px;margin-bottom:16px}.capture-tracker span{flex:1;padding:10px;border-radius:10px;background:#edf2f1;font-size:12px;display:grid;gap:3px}.capture-tracker span.active{background:var(--mint);color:var(--teal-dark)}.camera{aspect-ratio:4/3;max-height:430px;border-radius:20px;background:#06271f;display:grid;place-items:center;position:relative;color:#fff;overflow:hidden}.card-guide{width:72%;aspect-ratio:1.58;border:3px solid #bce6dc;border-radius:18px;display:grid;place-items:center;box-shadow:0 0 0 999px rgba(0,0,0,.18)}.record-status{position:absolute;bottom:15px;left:18px;right:18px;display:flex;justify-content:space-between}.record-status:first-letter{color:#f27a60}.biometric{margin:15px 0}.center{text-align:center;display:block;margin:10px auto}.identity-help{background:var(--mint);border-radius:18px;padding:25px;height:max-content}.identity-help .shield{font-size:44px;color:var(--teal)}.identity-help h3{font-size:21px}.identity-help p,.identity-help li{color:#486a72;line-height:1.55}.review-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.review-grid article{border:1px solid var(--border);border-radius:16px;padding:19px}.review-grid article header{display:flex;justify-content:space-between;align-items:center}.review-grid h3{margin:0}.review-grid p{color:#526f7b;line-height:1.6}.review-grid dl>div{display:flex;justify-content:space-between;margin-top:10px}.success-step{text-align:center;max-width:740px}.success-mark{width:70px;height:70px;margin:0 auto 20px;border-radius:50%;display:grid;place-items:center;background:#e7f7ee;color:var(--success);font-size:34px;font-weight:900}.success-step h2{font-size:32px}.offer-card{text-align:left;border:1px solid var(--border);border-radius:18px;padding:20px;margin:28px 0}.offer-card header{display:flex;justify-content:space-between}.repay-view{min-height:calc(100vh - 80px);padding:50px 20px;background:linear-gradient(145deg,#e4f4f1,#f7f5ef)}.repay-card{width:min(680px,100%);margin:auto;background:#fff;border-radius:25px;padding:36px;box-shadow:var(--shadow)}.repay-brand{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--border);padding-bottom:24px;margin-bottom:30px;color:var(--muted);font-weight:800}.repay-card h1{font-size:42px;margin:8px 0}.repay-details{border:1px solid var(--border);border-radius:17px;overflow:hidden;margin:25px 0}.repay-details>div{display:flex;justify-content:space-between;padding:16px 18px;border-bottom:1px solid var(--border)}.repay-details>div:last-child{border:0}.amount-box{display:flex;justify-content:space-between;align-items:center;padding:22px;margin:22px 0;border-radius:16px;background:var(--mint);font-weight:800}.amount-box strong{font-size:32px;color:var(--teal-dark)}.repay-card>label{margin:20px 0}.center{text-align:center}
@media(max-width:1000px){.desktop-nav{display:none}.hero{grid-template-columns:1fr}.hero-copy{padding-top:20px}.hero-art{max-height:430px}.account-path{grid-template-columns:1fr}.portal-grid{grid-template-columns:1fr}.kpis{grid-template-columns:1fr 1fr}.identity-layout{grid-template-columns:1fr}.identity-help{display:none}.loan-card{grid-template-columns:1fr 1fr}.loan-card .btn{grid-column:1/-1}.auth-shell{gap:30px}.portal-shell{grid-template-columns:220px}}
@media(max-width:767px){.mock-ribbon{right:10px;bottom:10px;font-size:10px}.wrap{width:min(100% - 32px,1200px)}.topbar{height:66px;padding:0 16px;gap:10px}.brand{font-size:23px}.header-actions{margin-left:auto}.topbar .btn{padding:0 10px;min-height:42px;font-size:13px}.topbar .btn.ghost{display:none}.language select{width:56px;padding:0 6px}.hero{padding-block:35px;min-height:0}.hero-copy h1{font-size:38px;letter-spacing:-1.8px}.hero-copy>p{font-size:17px}.hero-actions{display:grid}.hero-actions .btn{width:100%}.trust-row{display:grid;gap:9px}.hero-art{height:270px;border-radius:22px;object-position:72% center}.account-path{padding:22px;margin-bottom:30px}.account-path ol{grid-template-columns:1fr}.section{padding-block:55px}.section h2{font-size:30px}.feature-grid,.steps{grid-template-columns:1fr}.safety{grid-template-columns:auto 1fr;padding:23px}.safety>p{grid-column:1/-1}.auth-shell{grid-template-columns:1fr;padding-block:25px}.auth-card{order:1;padding:25px;width:100%;max-width:none}.auth-art{order:2;text-align:center}.auth-art img{height:250px}.auth-art h1{font-size:32px}.between{align-items:flex-start;flex-direction:column}.portal-shell{display:block}.sidebar{display:none}.portal-top{height:66px;padding:0 16px}.portal-top .menu,.mobile-brand{display:block}.menu{border:0;background:none;font-size:24px}.mobile-brand{font-weight:900;font-size:19px}.portal-panel{padding:25px 16px}.page-head{align-items:flex-start;display:grid}.page-head h1{font-size:30px}.page-head .btn{width:100%}.action-card{grid-template-columns:auto 1fr;padding:20px}.action-card .btn{grid-column:1/-1;width:100%}.kpis{grid-template-columns:1fr 1fr;gap:10px}.kpis article{padding:16px}.kpis strong{font-size:19px}.application-row{align-items:flex-start;flex-wrap:wrap}.application-row .status{margin-left:61px}.portal-grid{grid-template-columns:1fr}.application-detail dl,.profile-list,.offer-card dl{grid-template-columns:1fr}.loan-card{grid-template-columns:1fr}.loan-card .btn{grid-column:auto}.application-dialog{width:100vw;height:100dvh;max-width:none;max-height:none;border-radius:0;margin:0}.application-dialog>header{height:68px;padding:0 16px}.app-progress{position:sticky;top:0;height:54px;padding:0 16px;z-index:2}.app-progress span{font-size:11px}.application-body{height:calc(100% - 122px);padding:24px 16px}.step-copy{text-align:left}.step-copy h2{font-size:28px}.packages{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.form-grid .wide{grid-column:auto}.step-actions{position:sticky;bottom:-24px;margin-inline:-16px;padding:12px 16px;background:#fff;border-top:1px solid var(--border);flex-direction:column-reverse;gap:9px}.step-actions .btn{width:100%}.camera{border-radius:16px}.review-grid{grid-template-columns:1fr}.repay-view{padding:20px 12px}.repay-card{padding:24px 18px;border-radius:20px}.repay-card h1{font-size:34px}.repay-details>div,.amount-box{align-items:flex-start;gap:12px}.amount-box strong{font-size:27px}.repay-details dd{text-align:right}}
@media(max-width:380px){.topbar .btn.primary{display:none}.kpis{grid-template-columns:1fr}.app-progress span{font-size:10px}.repay-brand>span{font-size:12px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
.parity-actions{margin-top:-10px}.parity-retake{margin-bottom:10px}.offer-actions{display:grid;gap:14px;border-top:1px solid var(--border);margin-top:18px;padding-top:18px}.offer-actions details{text-align:left}.offer-actions summary{color:var(--danger);font-weight:800;cursor:pointer}.offer-actions label:not(.check){display:grid;gap:7px;margin:12px 0;font-weight:800}.offer-actions textarea{width:100%;border:1px solid var(--border);border-radius:12px;padding:12px;resize:vertical}

/* Public homepage desktop alignment and chat-safe footer. */
.home-page .topbar{padding-inline:0}
.home-page .topbar-inner{height:100%;display:flex;align-items:center;gap:40px}
.home-page .desktop-nav{align-items:center}
.home-page .desktop-nav a{display:inline-flex;align-items:center;min-height:46px;line-height:1.2;white-space:nowrap}
.home-page .header-actions .btn,.home-page .hero-actions .btn{display:inline-flex;align-items:center;justify-content:center;line-height:1.2;white-space:nowrap}
.home-page .account-path li{align-items:flex-start}
.home-page .account-path li>b{flex:0 0 36px}
.home-page .account-path li span{align-content:start;grid-template-rows:auto minmax(38px,auto)}
.home-page .account-path li strong{line-height:1.25}
.home-page .account-path li small{line-height:1.35}
.home-page .public-footer{padding:0 0 104px}
.home-page .public-legal{display:flex;align-items:center;gap:20px;min-height:48px}
.home-page .public-legal a{display:inline-flex;align-items:center}
@media(max-width:1000px){.home-page .topbar-inner{gap:18px}}
@media(max-width:767px){.home-page .topbar{padding:0}.home-page .topbar-inner{width:100%;padding:0 16px;gap:10px}.home-page .account-path li span{grid-template-rows:auto auto}.home-page .public-footer{padding:0 0 104px}.home-page .public-legal{width:calc(100% - 32px);align-items:flex-start;flex-direction:column;gap:12px;padding-block:20px}}
